With the economy getting tight many of us are looking for breathing room.

The free credit opening and gap era is over. No longer can a minimum wager walk out with a New sports car on his good signature. Many people who've been jobless have been forced to live on credit cards for a time or currently are. Late payments bite you, your rates change, limits dropped even for the best of customers.

Well you are screwed right? Not with credit building services. Legit ones, not the things that pile into your spam folder, now seeing a market to make some money and help out the savvy real credit building for personal use services have popped up.

Well all of this is great but what does this do for me? Why do I care? Very legitimate to ask questions and I rather have you ask then blindly jump on.

What this can/will do for you. You have the ability to get perfect credit in as little as one month. You can also fix bad debts mistakes etc and be given a guide of current laws to let you build your own if you rather.

Why should you care? Your credit score is more and more important in times like this, ability to get money quickly and some jobs scan your credit score, same with getting a mortgage or loan of any type.

Depending on what your situation is credit building can also contract out to debt settlement groups (state by state for debt settlement).

I am not going to lie about this service not everyone will get a perfect score in one month with out using trade lines (basically you pay the service to build credit at a rapid rate).

We offer free consulting via the service. I have forms in hand, while you will be needing to give information to the service, myself and my partner will NEVER see it. It will go directly to them unless you request us to mail it ourselves for what ever reason.

The price of this service to GDD members is a flat fee of 1000 USD with the possibility of it being more for trade lines if they are required.

These plans are flexible if you are in a situation where you, if for some reason you get your free consulting and are happy where you sit there is no commitment. If you start this you have a 3 day pull out period where you will not be charged at all.

I fully understand there will be a lot of questions how why and where, I will do my best to settle anything you can.

As far as how this is done, loosely it's an industry secret. The credit laws are changing and 2/3s of the fine print you as a user of credit never see. Legally the credit companies have different rules to follow then they tell you, they aren't forced to inform you so they don't bother. This is how and why someone with 0 late payments and 0 balance might not have a perfect score.

This service is ready to start at any time and all I ask is if you choose to share this just have them join this site so I can personally talk with them just to have an easy way to contact me during the process.

Please post any questions comments or concerns, PM me your email address if you would like to partake. I will send you an app for it.

Edit, if you know any companies or have one yourself we CAN do corp credit but it's a different ball game totally.

tl;dr

Fine,

Cliffs :

credit building service for personal and corporate use.

Is this your business Max??

A part of my new one it is yes.

Ahhh okay. If my credit ever fails I'm coming to you

I hope it works out great for you.

tl;dr

Yeah... I'm going to need you to pay off my credit card for me.

Yeah... that would be great... Thanks...

Oh and I'm going to need you to come in Saturday... Yeah...

We do offer a tie with debt settlement groups and who cares if it hits your credit score... you are building credit with us anyway.

I can look up your states rate.

Ca we can do 20 cents on the dollar in most cases

Meh I'll just pay it off on payday.

Also my cc rate is 10.9%. It has been since I was 18.

Damn this is tempting.

I need some major help in my credit score area.

New credit laws come into effect 2/10/10.

We will be able to deal with current and new regs.

Free advice DO NOT TOUCH ANY OFFERS SENT TO YOU TILL LAWS CHANGES COME IN EFFECT.

Ace - can you explain to me more or less how this works?

Well it seems like 'secrets',.. So if he told you, his business would be fux0red

*whistles...*

Sorry, I've been netless for a while.

Yes most is a trade secret I'm sorry. The simple part I can say is a bit grey but bear with me.

Credit card companies are not all powerful and non restrained as they look. What they are able to weasel away from is telling YOU the end user what exactly what they have to do or owe you;.

Credit repair/building services keep up to date on these laws that Visa etc don't share with you.

For example, you have a card 3 years and close it in good standing you take a hit cause you closed a card. Unless you know how to take that card off it's a hit, they HAVE to take it away if you leave in good standing but all the laws make you dig them up and do all the dirty work.

with our services we have all the copy written up for almost anything and will run on the fly for odd cases and all you do is sign stuff and send it out.

How we differ from law firms and the credit services you see on TV. Law firms will take 2-3 times what we'll charge and they can sign for you. We need you to sign. Credit stuff on TV it's bottom of the barrel and dealing with out care. They just factory line each client and if they don't meet set standards or have a odd credit situation chap 13 vs chap 11 they just don't know what to do or won't take you.

I hope i've been help ful enough but the exact way things work are a ever changing trade secret. Please let me know if you have any more questions comments or worries, we do free consulting so if you don't like it you can walk.

I'd be interested in seeing what your analysis is. I'll PM you.

Thanks for the info.

Just got the new revised "rules" of the feb 10 laws guide book.

So any new cards being issued under the new laws the loop holes are in my hand.

Well there is good news and bad news for customers, good is credit can be repaired faster bad news trade lines are more and more needed for that.

So if you are in a rush factor in trade lines and it's a per case so I can't ball park what it'll be but prices are coming down from it as it's more a common service.

Also the 20 cents on the dollar debt settlement still applies in most states.

But there is a pretty big possibility cards will start having membership fees and a lot less to borrow against then what you are used to.

Can I be your guinea pig? Lol

We are happy to take new clients, really Guinea pig isn't the right word things just changed a bit but same idea over all.

It's more like trying a new kind of sauce vs a whole new dish. We just have had to change some wording on our documents and re think plans for clients but we are ready and rolling.

On average how many points does your service raise & how long does it take?

Does it affect all three creditors.

How do you deal with "young" or not enough credit history with negative things on the report?

As far as how long and how many points it'll vary if you use trade lines or not and how much you use them. No matter what your service will last a year from buy date to help with questions and concerns as well as any SHTF issues like if you get your ID stolen. Then there is an option to continue service for a reduced rate for both monitoring and protection, and if you manage to fall on errors in your spending repairing your credit again.

You can gain 5-300 points. It's up to the consumer how they want to raise their credit, if they are healthy enough to open cards and deal with the debts them selves they can do 95% of the work or they can have us do 95% of the work.

Yes all to start this program you have all 3 run (really most places just run with 1 and that being equifax) and they will show full reports from all three during and after you will be shown scores to note improvement.

Young people are most common as credit is new and was handed out and pushed on them. What exactly will be done will vary again but normally it's settling the negative scores either with repaying of debt (options for debt settlement) lowering the debt or rates and removing some marks that haunt you but are resolved.

There is also a new way to raise your credit from using co signed cards/loans outside of trade lines, I can't say exactly how much a change it has vs a trade line. But now co signing can really help your FICO.

when i can afford to pay you 1k, i'll let you know. my credit sucks.

Same. I need this.

I refuse to use credit.